Floodlight vs Climate X
Physical climate risk analytics platform (Spectra, Adapt) that quantifies asset-level probability and severity of physical hazards and converts them into financial loss and adaptation-ROI metrics for finance and real estate.
Satellite-verified emissions data
Emissions figures derived from independent atmospheric satellite observations, not reported disclosures or emissions factors.
Climate X is a physical-risk modelling platform; it does not measure emissions.
Asset-level monitoring
Emissions and risk scores tied to individual facilities, buildings, or assets - not rolled-up sector or company averages.
Independent third-party verification
Data produced without reliance on issuer self-disclosure; independently reproducible and auditable by third parties.
Climate X outputs are modelled projections rather than independently observed measurements.
Continuous / near-real-time monitoring
Emissions tracked on an ongoing basis with alerts for anomalies; not a once-a-year snapshot.
Projection-based; not a continuous monitoring feed.
Global asset coverage (190+ countries)
Coverage of industrial and commercial assets worldwide, not limited to North America or Western Europe.
Scope 1 direct emissions
Direct emissions from owned or controlled sources including combustion, process emissions, and fugitive releases.
Scope 3 / PCAF financed emissions
Financed emissions across lending and investment portfolios aligned with PCAF data quality scores 1-3.
CBAM embedded emissions reporting
Facility-level embedded emissions per CN code for EU Carbon Border Adjustment Mechanism importer reporting.
Physical climate risk assessment
Asset-level exposure scores for flood, heat stress, wildfire, sea-level rise, water stress, hurricane, and other perils.
Transition risk assessment
Exposure to regulatory carbon costs, stranded-asset risk, and technology disruption under decarbonisation scenarios.
Climate Value-at-Risk (Climate VaR)
Probabilistic financial loss estimate under named climate scenarios, in the same units as market and credit VaR.
Climate X Spectra converts physical hazards into financial loss metrics.
NGFS Phase V scenario alignment
Stress-testing across all six NGFS Phase V reference pathways (Net Zero 2050, Below 2C, Delayed Transition, etc.).
Portfolio-level VaR aggregation
Covariance-adjusted roll-up of asset VaRs to portfolio level with diversification benefit and concentration heatmaps.
CSRD / ESRS E1 compliance
Data mapped to CSRD ESRS E1 data-point IDs including E1-5, E1-6, and E1-9 financial-effects table.
Climate X supports ESRS E1 physical-risk data points; not the emissions data points.
Full audit trail and data provenance
Every figure traceable to satellite overpass, model version, and confidence band - reproducible by external reviewers.
REST API access
Programmatic access to all data via documented REST API with pre-trade and portfolio query modes.
Flexible data export
Export in CSV, Excel, and JSON formats; direct feed into BI tools and risk systems.
Honest verdict
Where Floodlight wins
Both platforms deliver asset-level physical risk and Climate VaR, but Climate X is a modelled-projection tool - its exposure figures are derived from climate models, not observed. Floodlight adds an independent, satellite-measured layer (emissions and, where observable, physical signals) that can be reproduced and audited at source, and pairs physical risk with satellite-verified Scope 1 emissions and CBAM-ready data in one platform. For a bank that must defend both its financed-emissions numbers and its physical-risk stress tests to an auditor, Floodlight covers both with evidence-grade provenance; Climate X covers only the physical-risk half.
Where Climate X wins
Climate X has deep, mature physical-hazard coverage across 190+ countries and a well-developed Adapt product that models adaptation capex and ROI at the asset level. For an organisation whose need is purely forward-looking physical-risk projection and adaptation planning, with no emissions-measurement requirement, Climate X is a focused, proven tool with strong data-science depth on the hazard side.
Ready to see Floodlight in action?
Schedule a demo to learn how Floodlight can help you monitor emissions and assess climate risk with satellite-verified data.